Banking and Utilities, handled at your local desk
At Fianoz in Perinthalmanna, you can ask about money transfers, Micro ATM cash withdrawals, utility bill payments, and travel bookings in one place. Tell us the task you need handled and we will confirm the conditions that apply before anything proceeds.
Everyday money tasks, handled at one counter in Perinthalmanna
Ask Fianoz about money transfers, Micro ATM cash withdrawals, utility bill payments and travel bookings — all in one place, from the service desk at MC Plaza, Calicut Road.
Banking & utility tasks, handled at the desk
Four everyday services you can take care of in one visit — contact the desk to check the conditions for your specific transaction.

Money Transfer
Send money through the desk — ask us to confirm the conditions that apply to your transfer before you proceed.

Micro ATM cash withdrawal
Withdraw cash using your card at the counter. We'll confirm any transaction conditions before the withdrawal.

Utility bill payments
Clear your everyday bills in one visit. Bring the bill so we can confirm the details before payment.

Travel bookings
Book your travel from the desk. We'll confirm the available options and conditions before you commit.

Confirm the conditions before you transact
Money transfers, Micro ATM cash withdrawals, bill payments and travel bookings each come with their own conditions. Fianoz does not set fixed limits, charges or processing times for these services, so it is best to ask about your specific transaction before you begin.
Conditions vary by service
Transfer limits, withdrawal amounts, accepted bill types and booking options depend on the provider and the transaction. Fianoz confirms the applicable conditions with you before anything is processed.
Third-party processing is not controlled by Fianoz
Once a transaction is submitted, timing and approval rest with the bank, utility or booking provider. Fianoz assists with the request but cannot guarantee an outcome or speed up a third party's decision.
Have your details ready
Bring the information your specific transaction needs — account or bill details, identification, or travel preferences. The desk will tell you what applies when you ask.
Fees are confirmed before you proceed
Any charges for a service are explained to you before the transaction goes ahead, so there are no surprises at the counter.